When you handle delivery jobs for a courier company - the company will let you know what their insurance requirements are for their drivers. When you are discussing the driving opportunity to find out what the schedule is and how much it pays - they will also let you know their insurance requirements. If you do not have what they require - you can contact your insurance company and get a new quote to find out the cost of changing your coverages.
A common requirement for drivers with a Car, Minivan or SUV is 100 / 300 / 50 as part of your regular car insurance with these limits.
100 / 300 /50
The first number 100 means $100,000 for Bodily Injury Coverage per person. That is the maximum amount your insurance policy will pay out per person for an AT FAULT accident - where the owner of the insurance policy caused the accident. Any costs over $100,000 are your responsibility
The second number 300 means $300,000 - the maximum amount your policy will cover for bodily injury per accident for AT FAULT accidents. If there are multiple people injured, each person's medical costs are covered up to $100,000, but combined for all people injured in the accident - the total coverage is $300,000.
The third number 50 means $50,000 of coverage for property damage liability. The policy will pay up to $50,000 to another driver's vehicle or property.
